Collect funds across Europe through regulated local payment infrastructure.
Global Corridors
Send payouts globally across 70+ countries through local payment and payout rails.
Fully Licensed
Regulated payment institution and crypto-asset service provider across 30 EU & EEA member states.
A remittance experience that feels entirely yours
Your brand, your customer journey. Triple-A powers the infrastructure behind it.
Your customers enter the amount, see the exchange rates and fees, and choose how funds are delivered — all within your branded experience.
Customers select a saved recipient or add a new one in seconds.
Customers choose the payment option that works best for them.
Once identity and documents have been verified, the transfer is confirmed. Both sides get instant notification.
Transfer experience
Your customers enter the amount, see the exchange rates and fees, and choose how funds are delivered — all within your branded experience.
Recipient management
Customers select a saved recipient or add a new one in seconds.
Payment options
Customers choose the payment option that works best for them.
Confirmation & tracking
Once identity and documents have been verified, the transfer is confirmed. Both sides get instant notification.
Launch remittances on your terms
Launch faster
Triple-A handles the regulated payment infrastructure behind your remittance service, so you can launch a remittance service without having to build licensing, compliance and payout capabilities from scratch.
Reduce the need to build your own payment infrastructure
Operate across supported European markets through Triple-A’s regulated setup
Go to market in 2–3 months with a single infrastructure partner
Operate across the EU and EEA through Triple-A’s regulated payment infrastructure, without building your own licensing framework.
APIs and developer tools
Integrate quickly with clear APIs and documentation, and a dedicated solutions engineering team from implementation through to launch.
Compliance and risk management
Triple-A manages KYC, AML, and ongoing compliance monitoring. Built-in tools help assess risk and support day-to-day operations.
Business support
Get dedicated support from launch through ongoing operations, with real-time transaction processing and notifications.
FAQs
What is a white-label remittance platform?
A white-label remittance platform lets you offer money transfer services under your own brand, without building the infrastructure from scratch. Triple-A provides the technology, payment licenses, and compliance so you can go to market fast.
Who is Triple-A's white-label remittance solution for?
Triple-A's white-label remittance solution is built for digital banks, digital wallets, payment processors, diaspora associations, community organisations supporting immigrant communities, and any business looking to offer money transfer services under their own brand.
Is PayTop part of Triple-A?
Yes. Triple-A acquired PayTop in 2022. Today, PayTop SAS (Triple-A EU) operates as Triple-A’s regulated European entity, and it offers its remittance capabilities under the Triple-A brand. PayTop SAS is licensed in France as a Payment Institution under PSD2 by the ACPR and holds a CASP license under MiCA with the AMF.
Do I need a payment license to offer remittances?
Triple-A is licensed in France as a Payment Institution (PI) under PSD2 and as a Crypto-Asset Service Provider (CASP) under MiCA. These licenses are passported across all 30 EU and EEA member states, so you can offer a white-label remittance service to EU residents without obtaining your own license.
How long does it take to go live with a remittance service?
Most partners can go live with their white-label remittance service in 2 to 3 months, depending on the level of customization needed.
What payment methods can my customers use to send money?
Senders can pay using debit/credit cards, bank transfers, open banking via SEPA and SEPA Instant, and stablecoins. Recipients can receive funds via bank transfer, cash pickup, mobile and stablecoin wallets.
Which countries can I offer remittances in?
You can offer branded remittance services for senders in the EU and EEA, enabling them to send money to 70+ countries worldwide through multiple payments and payout methods.
Can I use my own branding?
Yes. Triple-A is API-first, giving you full control over the front end, customer journey, pricing and promotions. You build the experience around your brand; Triple-A powers the infrastructure behind it.
Does Triple-A handle KYC and AML?
Yes. Compliance is fully managed, including KYC and AML services, so you can focus on marketing and commercials.
Who has a relationship with the sender?
The customer relationship and respective responsibilities of Triple-A and your business are defined according to the selected operating model, customer journey and applicable regulatory requirements.
How is pricing for using a white-label remittance solution structured?
Pricing depends on your expected volumes, selected payment and payout methods, destination countries, currencies and level of customisation. Triple-A will provide a tailored quote once we have assessed your specific requirements.
Can I set my own customer fees and exchange-rate margins?
The remittance solution can be configured to support your particular pricing and promotional strategy, subject to applicable regulatory requirements and the commercial terms agreed with Triple-A.
Can we add more countries or payout methods in the future?
Yes, subject to availability and compliance approval. Additional corridors, currencies and payout methods can be activated as your remittance offering expands.
Offer remittances under your own brand
Own the customer relationship while Triple-A handles licensing, compliance, and infrastructure.
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