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White Label Remittances

Launch a remittance service under your brand — without needing to build the infrastructure.
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White-label remittance flow through Triple-A infrastructure to recipient payout methods
Trusted across the global payments ecosystem

Built for remittances from Europe to the world

For banks, digital wallets, fintechs and remittance providers to create their own customer experience.

European Markets

European Markets

Collect funds across Europe through regulated local payment infrastructure.

Global Corridors

Global Corridors

Send payouts globally across 70+ countries through local payment and payout rails.

Fully Licensed

Fully Licensed

Regulated payment institution and crypto-asset service provider across 30 EU & EEA member states.

A remittance experience that feels entirely yours

Your brand, your customer journey. Triple-A powers the infrastructure behind it.

Transfer experience

Your customers enter the amount, see the exchange rates and fees, and choose how funds are delivered — all within your branded experience.

Recipient management

Customers select a saved recipient or add a new one in seconds.

Payment options

Customers choose the payment option that works best for them.

Confirmation & tracking

Once identity and documents have been verified, the transfer is confirmed. Both sides get instant notification.

Transfer experience
Transfer experience

Your customers enter the amount, see the exchange rates and fees, and choose how funds are delivered — all within your branded experience.

Recipient management
Recipient management

Customers select a saved recipient or add a new one in seconds.

Payment options
Payment options

Customers choose the payment option that works best for them.

Confirmation & tracking
Confirmation & tracking

Once identity and documents have been verified, the transfer is confirmed. Both sides get instant notification.

Launch remittances on your terms

Launch faster

Triple-A handles the regulated payment infrastructure behind your remittance service, so you can launch a remittance service without having to build licensing, compliance and payout capabilities from scratch.


  • Reduce the need to build your own payment infrastructure
  • Operate across supported European markets through Triple-A’s regulated setup
  • Go to market in 2–3 months with a single infrastructure partner
Global remittance payout network
Branded remittance interface created with Triple-A API

Shape the customer experience

Build the remittance experience around your brand while Triple-A provides and operates the regulated payment service.


  • Create the experience with your own brand design
  • Build your own UX and acquisition journey
  • Set your commercial proposition within the agreed framework

Build it your way

Embed remittance service into your existing product and align it with your business model, markets and operating setup.


  • Design your own customer journey and front end
  • Define the GTM and marketing strategy
  • Adapt the experience as your product evolves
Remittance API integration with Triple-A API

Your UX. Powered by our API

Access Triple-A’s complete RaaS capabilities through a single API, and build the front end, UX and customer journey your way.

Built around your setup

Control the digital experience, customer journey and how remittances are embedded into your product.

Real-time by design

Use APIs and webhooks for transaction processing, status updates and notifications.

Give recipients more ways to receive money

Support the payout methods your customers expect across different markets.

Mobile wallet icon

Mobile wallet

Instant delivery to the most popular mobile wallets.

Bank transfer icon

Bank transfer

Direct to any bank account —fast and reliable.

Cash pickup icon

Cash pickup

Available at thousands of pickup locations worldwide.

Stablecoin wallet icon

Stablecoins

Direct to stablecoin wallets. Fast, global, low-cost.

We power the infrastructure behind your service

Everything you need to launch, run and scale your remittance service.

Licences and regulatory coverage

Operate across the EU and EEA through Triple-A’s regulated payment infrastructure, without building your own licensing framework.

APIs and developer tools

Integrate quickly with clear APIs and documentation, and a dedicated solutions engineering team from implementation through to launch.

Compliance and risk management

Triple-A manages KYC, AML, and ongoing compliance monitoring. Built-in tools help assess risk and support day-to-day operations.

Business support

Get dedicated support from launch through ongoing operations, with real-time transaction processing and notifications.

FAQs

What is a white-label remittance platform?

A white-label remittance platform lets you offer money transfer services under your own brand, without building the infrastructure from scratch. Triple-A provides the technology, payment licenses, and compliance so you can go to market fast.

Who is Triple-A's white-label remittance solution for?

Triple-A's white-label remittance solution is built for digital banks, digital wallets, payment processors, diaspora associations, community organisations supporting immigrant communities, and any business looking to offer money transfer services under their own brand.

Is PayTop part of Triple-A?

Yes. Triple-A acquired PayTop in 2022. Today, PayTop SAS (Triple-A EU) operates as Triple-A’s regulated European entity, and it offers its remittance capabilities under the Triple-A brand. PayTop SAS is licensed in France as a Payment Institution under PSD2 by the ACPR and holds a CASP license under MiCA with the AMF.

Do I need a payment license to offer remittances?

Triple-A is licensed in France as a Payment Institution (PI) under PSD2 and as a Crypto-Asset Service Provider (CASP) under MiCA. These licenses are passported across all 30 EU and EEA member states, so you can offer a white-label remittance service to EU residents without obtaining your own license.

How long does it take to go live with a remittance service?

Most partners can go live with their white-label remittance service in 2 to 3 months, depending on the level of customization needed.

What payment methods can my customers use to send money?

Senders can pay using debit/credit cards, bank transfers, open banking via SEPA and SEPA Instant, and stablecoins. Recipients can receive funds via bank transfer, cash pickup, mobile and stablecoin wallets.

Which countries can I offer remittances in?

You can offer branded remittance services for senders in the EU and EEA, enabling them to send money to 70+ countries worldwide through multiple payments and payout methods.

Can I use my own branding?

Yes. Triple-A is API-first, giving you full control over the front end, customer journey, pricing and promotions. You build the experience around your brand; Triple-A powers the infrastructure behind it.

Does Triple-A handle KYC and AML?

Yes. Compliance is fully managed, including KYC and AML services, so you can focus on marketing and commercials.

Who has a relationship with the sender?

The customer relationship and respective responsibilities of Triple-A and your business are defined according to the selected operating model, customer journey and applicable regulatory requirements.

How is pricing for using a white-label remittance solution structured?

Pricing depends on your expected volumes, selected payment and payout methods, destination countries, currencies and level of customisation. Triple-A will provide a tailored quote once we have assessed your specific requirements.

Can I set my own customer fees and exchange-rate margins?

The remittance solution can be configured to support your particular pricing and promotional strategy, subject to applicable regulatory requirements and the commercial terms agreed with Triple-A.

Can we add more countries or payout methods in the future?

Yes, subject to availability and compliance approval. Additional corridors, currencies and payout methods can be activated as your remittance offering expands.

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Offer remittances under your own brand
Own the customer relationship while Triple-A handles licensing, compliance, and infrastructure.